I have an S60 2.0T SE with 45,000 miles. It recently refused to enter first gear and my local dealer informed me that my gearbox is worn out and the clutch needs replacing. The car has never pulled anything or been abused. Volvo refuse to help as the warranty period has ended. I was wondering has anyone out there encountered a similar problem or what advice you might have as to my next course of action. To get the problem fixed by Volvo is going to cost in the region of 4,000 euro! Any advice would be much appreciated. Thanks.